Guardianship is often described as permanent, and that description is wrong in a way that costs people years. Florida law gives a ward the right to be restored to capacity at the earliest possible time, and the ward can start the process personally.
The moment usually arrives quietly: a missed mortgage payment, a large sum given away on the phone, the stove left on twice in a week. Nothing has changed legally, everything has changed practically, and nobody has authority to act.
Families arriving at a guardianship petition think of it as one decision. Florida law treats it as two separate questions, and the distinction changes how much of someone's independence is actually affected.